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ProductsEmployment Practices LiabilityWhy buy Employment Practices Liability Insurance? Employment Practices Liability should be part of every insurance portfolio. Statistics show an employer is more likely to have an EPL claim then a general liability or property loss. Companies can protect themselves against discrimination, sexual harassment, wrongful termination, and retaliation claims. Claims may be brought by either employees or the third parties with whom the Company interacts during the course of business. Employers are held liable whether they had any knowledge a violation was committed. An EPL Policy can also provide smaller companies with much needed human resource and risk management support. Even if the claim is without merit, thousands of dollars in defense costs will be expended. Who should buy Employment Practices Liability Insurance? Under 50 employees |
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