Products
Employment Practices Liability
Under 50 Employees
Employers of every size need EPL protection. Over 60% of the EPL claims filed annually are against small employers (1-50 employees). Any organization without a full time human resource person should not be without coverage. It is also vitally important for large employers to be protected. Aside from additional risk management training, an EPL policy is great protection against costly class action litigation.
Claim
A man was fired after a co-worker complained about inappropriate comments made during a conversation with fellow employees about a Seinfeld episode that aired evening prior. The Company sited a zero tolerance policy on sexual harassment as the grounds for dismissal. The man sued the Company saying he was wrongfully terminated and that the dismissal was a result of his age. The jury found in favor the plaintiff, and the man was awarded over $100,000 in lost salary. Punitive damages were also awarded for over ten times that amount!
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here to download an Employment Practices Liability Insurance application.